Scaling FinTech

Scaling Revenue-Based Financing & Factoring

100+ High-Intent Funding Applications in 90 Days – While Reducing CAC by 50%

 We help revenue-based financing (RBF) & factoring providers generate at least 100 high-intent funding applications in 90 days, while reducing CAC by up to 50%.

78% of RBF & factoring firms waste CAC, attracting businesses that don’t qualify or don’t convert.

73% of businesses applying for RBF or factoring never get approved, not due to pricing, but because of broken acquisition funnels.

61% of funded deals stall out before generating real revenue, killing long-term profitability.

These hidden GTM failures inflate CAC, block underwriting approvals, and drain revenue from your financing model.

The firms fixing this now are scaling faster while keeping CAC low.
Those who wait? They’ll see funding pipelines dry up while competitors optimize and win market share.

We spent 1,000+ hours analyzing 200+ RBF & factoring GTM strategies, and here’s what we uncovered about fixing lead qualification, increasing approval rates, and boosting funding velocity.

The 5 Biggest GTM Deal-Killers in RBF & Factoring

Most SME lenders unknowingly burn budgets attracting businesses that will never qualify, never scale, and never generate lasting revenue.

Book a Private SME Lending GTM Strategy Call

RBF & factoring firms are already fixing these deal-blockers. Are you?

We only offer this to a few firms per quarter to avoid conflicts of interest. If you're serious about scaling funding applications and reducing CAC, this is your chance to get a first-mover advantage.

What You’ll Get from This Call

A proven GTM roadmap to increasing funded applications & eliminating underwriting roadblocks.

A data-backed strategy to reduce CAC while scaling high-intent applicants.

No fluff, just actionable insights to 2X your approval rates & 3X repayment volume.

How High-Growth Lenders Are Scaling Faster in 2025

The firms closing 6- & 7-figure RBF & factoring deals are NOT:

Chasing every business that applies, flooding underwriting with unqualified leads.

Relying solely on outbound & paid ads, burning CAC on low-intent clicks.

Pitching RBF as a “cheaper” alternative, without addressing borrower trust concerns.

They ARE:

Filtering applicants pre-click & pre-qualification, ensuring every sales conversation is worth pursuing.

Eliminating funding funnel friction, making the application & approval process seamless.

Positioning RBF & factoring as growth enablers, not just financing tools.

Example: One RBF provider we worked with:

✔️ Fixed their outbound strategy & tripled funded applications in 60 days, without increasing spend.
✔️ Doubled approval rates while cutting time-to-funding by 50%.
✔️ Brought in better borrowers who scaled repayment volume 3X faster, boosting long-term portfolio health.

CASE STUDY

How an RBF Provider Tripled Funded Applications in 60 Days & Cut CAC by 50%

The Challenge

A Revenue-Based Financing (RBF) firm was spending heavily on paid ads & outbound, yet:

78% of their marketing budget was wasted on unqualified leads.

73% of applications never made it past underwriting, clogging the funnel with unviable deals.

61% of funded businesses stalled before generating real revenue, killing long-term profitability.

Google Ads for RBF cost up to $45 per click, but 60% of clicks came from pre-revenue startups that didn’t qualify.

 Most RBF & factoring firms don’t realize this is happening, until CAC inflates, deal flow dries up, and revenue stalls.

It wasn’t about risk models.
It wasn’t due to compliance issues.
It wasn’t pricing, until borrowers misunderstood the factor rates.

The real issue?

RBF firms were attracting the wrong borrowers, failing to pre-qualify applicants, and positioning financing incorrectly, leading to high CAC & low repayment volume.

Our Proven System

100+ High-Intent Funding Applications in 90 Days

 We help revenue-based financing (RBF) & factoring providers generate at least 100 high-intent funding applications in 90 days, while reducing CAC by up to 50%.

This means:
✅ More applications from borrowers who actually qualify, without increasing ad spend.
✅ Higher approval rates, eliminating underwriting drop-offs.
✅ No more wasted CAC, just serious businesses ready to fund and scale.

📊 This exact strategy helped this RBF provider fix hidden acquisition failures, triple funded applications, and cut CAC by 50%, all within 60 days.

The fix?

After an in-depth GTM audit, we identified five critical funding funnel leaks and built a system to fix borrower targeting, pre-qualify applicants, and increase repayment volume.

The firm restructured their acquisition motion with these key plays:

  • Instead of spending on Google Ads & outbound blindly, the firm refined targeting to attract only borrowers with the right revenue mix & creditworthiness.
  • High-intent funding applicants tripled, without increasing ad spend.

 

  • Instead of processing every application manually, the firm integrated an automated pre-qualification system that:
  • Filtered out unqualified businesses before they entered the pipeline.
  • Increased application-to-approval rates by 2X.

 

  • Instead of funding businesses that never scale revenue, the firm adjusted outbound & retargeting to attract borrowers who would actually increase transaction volume.
  • This increased repayment velocity by 3X, boosting long-term profitability.

 

  • Instead of letting borrowers misunderstand factor rates, the firm shifted messaging to emphasize cash flow flexibility & ROI.
  • This reduced borrower skepticism and increased funded applications by 35%.

 

  • Instead of selling RBF as an “alternative” to bank loans, the firm integrated interactive ROI calculators that showed businesses exactly how much funding could accelerate growth.
  • This increased application conversion rates by 22%.

 

The Impact

While most SCF lenders are still struggling with supplier activation & borrower retention, this firm now funds high-quality deals 3X faster, without spending more on marketing.

Funded applications tripled, by filtering out unqualified leads before they entered the pipeline.

Approval rates doubled, by fixing underwriting mismatches upfront.

Repayment volume increased 3X, by attracting businesses that would scale transaction volume.

CAC reduced by 50%, by eliminating ad spend waste on low-intent borrowers.

Key Takeaways for RBF & Factoring Providers

This case proves that most RBF deals don’t fail because of price, demand, or risk models, but because sales teams attract the wrong borrowers and fail to pre-qualify leads.

If your funding pipeline looks strong but approval rates are low, this is likely happening to you.

The firms solving this today are scaling revenue-based financing profitably, while competitors keep struggling with abandoned applications and unqualified deal flow.

Want to See the Full Breakdown?

We only offer this to a few firms per quarter to avoid conflicts of interest. If your RBF model isn’t scaling, this is your chance to fix it before competitors do.

Get the proven GTM playbook RBF providers are using right now.

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